Important Abbreviations

Common full forms frequently asked in competitive exams, grouped by area. This is a starter reference — keep adding the ones relevant to your exam.

Banking & Finance

Abbr.Full Form
RBIReserve Bank of India
SBIState Bank of India
NEFTNational Electronic Funds Transfer
RTGSReal Time Gross Settlement
IMPSImmediate Payment Service
UPIUnified Payments Interface
IFSCIndian Financial System Code
MICRMagnetic Ink Character Recognition
KYCKnow Your Customer
NPANon-Performing Asset
CRRCash Reserve Ratio
SLRStatutory Liquidity Ratio
GSTGoods and Services Tax
PANPermanent Account Number
ATMAutomated Teller Machine
EMIEquated Monthly Installment
NABARDNational Bank for Agriculture and Rural Development
SEBISecurities and Exchange Board of India
IRDAIInsurance Regulatory and Development Authority of India

Organisations & Bodies

Abbr.Full Form
UNOUnited Nations Organization
UNESCOUnited Nations Educational, Scientific and Cultural Organization
UNICEFUnited Nations Children's Fund
WHOWorld Health Organization
IMFInternational Monetary Fund
WTOWorld Trade Organization
NATONorth Atlantic Treaty Organization
SAARCSouth Asian Association for Regional Cooperation
ASEANAssociation of Southeast Asian Nations
OPECOrganization of the Petroleum Exporting Countries
ISROIndian Space Research Organisation
DRDODefence Research and Development Organisation
NASANational Aeronautics and Space Administration
BARCBhabha Atomic Research Centre
CBICentral Bureau of Investigation
NIANational Investigation Agency

Technology & General

Abbr.Full Form
CPUCentral Processing Unit
RAMRandom Access Memory
ROMRead Only Memory
HTTPHyperText Transfer Protocol
HTMLHyperText Markup Language
URLUniform Resource Locator
USBUniversal Serial Bus
PDFPortable Document Format
GPSGlobal Positioning System
SIMSubscriber Identity Module
LEDLight Emitting Diode
Wi-FiWireless Fidelity
AIArtificial Intelligence
IoTInternet of Things

Governance & Exams (India)

Abbr.Full Form
UPSCUnion Public Service Commission
APPSCAndhra Pradesh Public Service Commission
TGPSCTelangana Public Service Commission
SSCStaff Selection Commission
IBPSInstitute of Banking Personnel Selection
RRBRailway Recruitment Board
GDPGross Domestic Product
GNPGross National Product
RTIRight to Information
PILPublic Interest Litigation
FIRFirst Information Report
IPCIndian Penal Code
CrPCCode of Criminal Procedure
PSUPublic Sector Undertaking